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  • savingChristmas

Saving for Christmas

By |August 8th, 2018|

Start Saving for Christmas Today!

savingChristmas


You might think that it’s too early to worry about Christmas right now. But if you think about it, Christmas is just around the corner. Most people end up cramming and do their Christmas shopping in December. Are you one of those people? That habit is a recipe for disaster, especially when you’re on a budget. Here are a few tips to help you start saving for Christmas and cut back on holiday expenses altogether.

 

Set a Christmas budget now

Take a look at how much you spent on Christmas gifts last year. Where did you overspend? Where can you cut back this year? Set a budget for this year’s Christmas presents and more importantly, stick to it!  Got the number? Next, divide it by the number of months left until December, or whatever your goal is for the month when you will ideally be done with Christmas shopping. So if your budget is $1,000 and you have four months left until November or December, then save $250 a month for four months. This is way easier than shelling out the whole lot in one go.

Make a list

Make a list for friends and family, officemates, or whoever else you want on your Christmas list. Write down what you’d like to give them for Christmas. This way, it will be easier for you to know how much you will likely spend on presents for the holidays.

Start shopping now

Make it a habit to buy at least one or two presents from your list when you spot a 50% off sale on the department store or an online sale event. Two major perks will come from this technique. One, you’ll avoid overspending on last-minute items that nobody actually wants but that you buy because you feel you can’t show up empty-handed. Two, your gifts will actually be good.

Cut your budget on Christmas decor

Freshen up some of last year’s decor and they will be good as new. If you really need a few additions to this year’s Christmas decor, consider using pre-loved holiday decor. You’ll good ones in garage sales, spring cleaning sales, and moving out sales. It’s too late for scouring post-Christmas decor blowout sales now, but you’ll find great deals there, not to mention, more current decor, so save this tip for next time too.

Give up a little luxury

A make-up item bought every month, those daily lattes, or cigarettes. You’ll have to agree that they are somewhat unnecessary. Cut back on these kinds of luxury for a few months, and you’ll see yourself saving a little easier and reaching your holiday budget a lot faster!

If you didn’t get to read this earlier than you should have and you’re short on time to save, you can always get a car title loan at Sabre Lending, LLC. No credit checks, get fast approval, easy payment terms, and you get to keep your car! Call 1(844)651-5144 now and get funded Today!